Financing with Our Dealership

Bay Mitsubishi takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Bay Mitsubishi Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bay Mitsubishi can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Bay Mitsubishi Finance Center: Taking the Confusion Out of Vehicle Financing

Over the years, we have helped many Cedar Grove, Springfield, Pretty Bayou and Oakland Terrace customers find financing solutions for their vehicle purchases and leases.  Our finance team understands that automotive financing can induce a lot of anxiety and goes the extra mile to make sure that every customer understands each step of the process.  If you're looking for a dealership that will give you the full financial service experience, you should consider buying or leasing your next Mitsubishi car or SUV at Bay Mitsubishi, located at 615 West 15th Street in Panama City, FL.

An Experienced Finance Team

Customers in Panama City who entrust their automotive financing to our finance staff should rest easy knowing that our group has a breadth of knowledge and experience in the financing field.  They have developed strong relationships with our large network of banks and financial institutions and call upon those ties for the benefit of our customers.  Our finance professionals have worked with people with differing financial backgrounds.  If you have had financial challenges in the past, our staff will treat you with compassion and respect and will look for any lenders that might have programs that can help you obtain financing.

An Easy Application Process

Our finance center makes applying for your loan or lease a snap.  The credit application can be done right from the comfort of your Panama City Beach, FL home.  The application is simple and secure.  All your information is encrypted, and Bay Mitsubishi doesn't sell your information to a third party.  The only ones to see your information will be our finance staff and the lenders we share it with to obtain your loan or lease agreement.

Attractive Mitsubishi Loans and Specials

Mitsubishi cars and SUVs are attractive to many drivers for several reasons, among them the 10-year/100,000-mile Powertrain Limited Warranty and a seven-year/100,000-mile Anti-Corrosion/Perforation Limited Warranty.  The only exceptions to this are the Lancer Evolution and i-MiEV which come with a five-year/60,000-mile Powertrain Limited Warranty and a New Vehicle Limited Warranty of three-years/36,000-miles.  In addition to these warranties, there are several financing and leasing specials and promotions designed to reduce your overall cost.  The finance professionals on our team are the experts and can help you discover which of these apply to you.

Let Us Help You

Bay Mitsubishi, in Panama City, FL, wants to help you find the right financing solution for your budget.  Complete our credit application today and a member of our finance team will reach out to discuss your finance goals.

Your privacy is important to us.

Bay Mitsubishi takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Bay Mitsubishi

    622 W 15th St
    Panama City, FL 32401

    • Sales: (850) 785-1591
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Get in Touch

  • Contact our Sales Department at: (850) 785-1591
  • Monday8:30AM - 3:00PM
  • Tuesday8:30AM - 7:00PM
  • Wednesday8:30AM - 7:00PM
  • Thursday8:30AM - 7:00PM
  • Friday8:30AM - 7:00PM
  • Saturday8:30AM - 6:00PM
  • SundayClosed